Many, many years ago, people worked hard to acquire larger and larger homes, until eventually some literally lived in castles.
History tells us many things about these times. What many of these castles had around them were a wall or a moat, and even both at times.
Why did they have a wall or a moat? It was to keep out the unwanted and to deter thieves.
What serves as a wall today is insurance...
A properly structured insurance program should allow everyone to have a wall that is of the right height for their particular castel. It should not be too big, nor too small.
Nor should it have holes in it. There are numerous things that we could compare as holes.
My goal as an agent is to provide information and education to families and help insure that they have the right size walls and without holes or blemishes to fully secure them from disaster.


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